Thursday, October 22, 2009

About Banking - English conversations

About Banking - English Conversations

English Conversations About Banking

Introduction

Improve English Speaking through English conversations- About Banking

I have written a detailed English conversationsbook English conversation for all occasions, to learn English as Foreign Language.(Revised edition under print Price Rs 295)

This tutorial About Banking - English Conversations has been prepared from my well known book English conversations for all occasions, which I wrote for Indian students to improve everyday conversations..

English Conversations for All Occasions is a unique book of its kind, specially written to help Indian student. A quick look at the titles of the lessons would convince the reader that the book has been prepared by visualizing all types of situational conversations which may confront any man or woman in his daily activities. Whether one converses with his family members or moves about to mix in society, he will not feel tongue-tied for want of appropriate words or expressions. In a post office or barber’s shop, at a hotel or taxi stand, every person who has read this book, will be able to speak english fluently and with confidence.

Good knowledge and satisfactory conversation drill is important in English speaking. This Tutorial would not only prove an asset to the reader in his daily life, but also on special occasions like interviews for jobs, etc. He would be able to face the interviewers with equanimity and confidence.

All the lessons have been designed in a programmed fashion. Word-meanings, Phrases and exercises have been added at the end of every lesson to help the students master the topics.

All the lesson should be read along, not once but many times, so that the conversation comes easy to the reader when he faces real life situations. The author would feel rewarded for his labours if the book helps men and women become social relations

This Tutoial should help all those readers who find difficulty in speaking fluent English. This will be completed in 45 lessons.

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About Banking - English Conversations

Reena has been asked by her boss to teach the graduate trainee in the banks accounts department of Rama’s store how to deposit money in current accounts with the bank checking account
.

Bank Building

Mr.kukreti (Calling Reena on the phone). Good morning, Miss Verma. Could you please come over to accounts office?

Reena Good morning, Mr.kukreti. I’ll be there in accounts office.

Reena enters accounts office office.

Mr.kukreti Ah! there you are. Miss Verma, meet Miss Hansa Mehta.

Miss Mehta, this is Miss Verma.

She’s been with us for some time and she’ll show you around this banks branch and explain to how you bank operations. Reena, please take Hansa to the bank hall and introduce her around. Explain to her all the bank procedures.

to be followed about cash payment and the export document, etc

Bank Staff

Reena Right Sir, I’ll do that. Come along Hansa. I was just going to the bank hall myself and I’ll take you along with me.

They both leave the room.

Hansa Thank you. I hope I won’t be too much of a nuisance. I really don’t know anything about banking. I want to open new checking account

Reena Don’t worry. You will learn checking banking as you get to handle the work assigned to you. This company banks with the Great National Bank at Central Street. Everyone at the bank is very helpful. Come let’s go. It isn’t too far and we can walk to the savings bank account section.

Hansa What do we have to do at the bank duty?

Reena We deposit check and cash earned at the store with the bank between twelve and one every day. First you go to the store cashier and collect the money to be deposited from the cashier. He also gives you payslips for the Cash deposit.

Cash deposit

Hansa I have a savings bank account of my own. I know that one hands in the pay in slip and the bank cheque to be deposited to the clerk dealing with one’s account. He receives bank cheque and stamps one part of the pay in slip and returns it to you.

Reena That is right. The procedure is the same except that in the case of the Store, where there are so many transactions every day, we have a checking bank account into which the bank cheque and cash collection is deposited. There is another thing you have to remember. The cash and bank cheque deposited are entered on different pay in slip.The cash deposited is presented to the cashier and not to the clerk.

Hansa What kinds of documents will be required to be deposited at the bank?

Reena You see, Rama’s Store has a large export business. We send consignments of fashion garments to a company in Britain. This British company has opened a “letter of credit” in favour of Rama’s store at the Great National Bank. But the money is paid to Rama’s store only when the consignment is actually shipped to Britain. You’ll have to present the shipping documents to the bank from time to time. When shipments are make so that Rama’s store’s account may be credited with the payment for the consignment of fashion garments ordered by the British firm

letter of credit

Hansa This sounds complicated. And where do I do all this?

Reena There is a separate department in the bank dealing with international trade. Then, there is a Foreign Exchange too.

Hansa Yes. At times, some of our customers pay us by Traveller’s cheques or with Foreign Exchange department . The store has to deposit this Foreign Exchange earned by it, with the bank with in twenty four hours.

Foreign Exchange